California Mortgage Specialist
Garrett Todd is a seasoned Loan officer serving residential mortgages for the Los Angeles, California, metropolitan area as well as San Diego County for the past 20 years. Every loan is precious, as each property acquisition is a significant addition to your real estate portfolio. Since Garrett Todd has access to a direct lender, funding within 30 days or less for your new home will feel seamless. Not just fast, but carefully and efficiently fast and to the point is what Garrett’s team strives for in processing and closing loans so that you will want to do it again.
Low Interest Rates
Whether your family is growing or you have settled into a career path, Garrett Todd will analyze your financial position to find the appropriate loan product. Many brokers and loan officers in the industry do not spend the extra time comparing loan products prior to issuing. That additional research time can make the difference down the road of your mortgage. With interest rates up to 20% lower than those offered by big banks, competitive pricing for your loan is the leverage you want. Clients that are self employed or have less than perfect credit should call Garrett ASAP. Opportunities are everywhere, you just have to reach out.
About Us
Garrett passed his real estate licensing exam at the age of 22 and ever since has created long lasting relationships with his clients. Until this day all of Garrett’s clients are serviced with prime mortgages in their respective real estate acquisitions. So he does not intend to just fund one loan for you – he intends to prove the benefit of our mortgage services to your lifetime real estate expansion. Having someone that can structure your future qualifying for not one but many acquisitions is crucial. Although not all transactions require a veteran loan officer to close efficiently – difficult loans are Garrett’s specialty. Garrett’s team makes it a point to simplify loan processing. The mortgage industry is ever developing with new regulations and government guidelines. Garrett’s team has over 50 years of experience in the mortgage industry to quickly adapt to service you, putting the personal touch on each and every transaction. A mindset that maintains simplicity and focus into every task is fated to meet success. Turn-around times from applying to a loan to signing closing disclosures takes place sooner than you think. Make the call and see for yourself how fast you get new property or a better loan. You seizing real estate opportunities is our endeavor. We do well if you do great.